Author: admin

Flying Blue Earn Points or Membership Rewards Points.How can you best save points, miles or membership rewards to fly cheaply or even almost for free?(pun intended)? We will try to explain it for you. Do you want to realize (almost) free flying? Then it isbest to apply for an American Express credit card. Now you already have several choices. Do youwant to invest money to save points? Do you plan to fly often? Do you want to fly Economy orBusiness class? Do you want access to the lounge? These questions play a role in choosing theright credit card. We will…

Alternative investing in real estate through REITSBy G. R. KrahmerThe housing market we are currently in is at an all-time high and is breaking record after record.Houses are sold well above the asking price and in the last month of 2021 house prices evenrose by 20%. Because these prices have become so high, many people are wondering whetherit is wise to wait before buying a house until the overheated market cools down a bit and houseprices become affordable again. An owner-occupied home cost about €400,000 on average inDecember 2021. And 1 in 20 homes now sells for more than a…

Comparison: Cryptocurrency Markets and Internet Bubbles. G.R. Krahmer Some lessons from the past are important to remember when talking about today’s cryptocurrency market. The infamous Dotcom bubble that snapped in 2000 is undoubtedly one of those lessons. You may be thinking. What does the dotcom crash have to do with the crypto market? Well, very simple: Bubbles or soap bubbles are a guarantee when it comes to new technology. And that’s a fact, at least if you look at recent history. People like, among others, Warren Buffett,George Soros to Nobel laureate Robert Shiller have all made a direct reference stating…

By G.R. Krahmer | 05-02-2022 If there is one thing that investors have lost a lot of money in, it is chasing profits, especially when that one star of a fund manager comes along. Occasionally, a rock star fund manager comes along who turns the entire market upside down and manages to beat the indexes with high returns. Cathie Wood an Ark InvestCatherine D. Wood, founder of Ark Investment Management LLC. She became famous for betting that Tesla would be worth a billion dollars in 2018, while the company was on the brink of bankruptcy. Tesla currently has a market…

This is why dividend investing can hurt!By G.R. Krahmer | Fire ConsultancyOne of the biggest challenges for investors is understanding that dividends should not be afactor when picking profitable stocks.Personally, I think that investing for dividend income is one of the strategies that is unfairly puton a pedestal in the world of investing. Since I personally don’t choose stocks at all and onlyinvest in index funds, I’m probably biased, but I’m going to take a chance anyway.The thinking goes something like this:“If you buy enough shares with a (historically) stable and/or growing dividend payout,you can live off the dividends regardless…

By G.R. KrahmerFirst you log in to your DEGIRO account and the screen will look like this: If all goes well, you have transferred an amount to your DEGIRO account number, otherwiseyou can do this by pressing the gray button at the top right and deposit money via iDEAL (oranother method). This amount will be credited to your free space, and you can continue to thenext step. At the top left, you can click in the search box, and then you can search for a numberof products. Here, you can search for exactly what you want to invest in. Suppose…

Raw materials as an alternative investment in a diversified portfolio The use of commodities in a traditional portfolio What are raw materials and what do we mean by this Commodities are seen as the black sheep of the investment world, and often for good reason. Unlike stocks, commodities do not have a market beta that becomes increasingly productive and increases as time goes by. The prices of raw materials reflect the underlying supply and demand of these physical assets. When we talk about raw materials, we of course mean a broadly diversified ETF with all kinds of raw materials in…

5 Ways to Change How You Invest! https://www.youtube.com/watch?v=e0s5rwAPfE4&ab_channel=BloombergTechnologyBy G.R. Krahmer  – 17-11-2024 Sustainable investing is becoming increasingly popular. Private individuals and large institutions are increasingly investing money in strategies that meet certain criteria in the field of Environmental, Social and Governance (ESG). This method of alternative investing is also often used Socially Responsible Investing (SRI), called sustainable or green investing. In this article, I will always use the term sustainable investing for this. But how sustainable is sustainable investing actually, and perhaps not unimportant, does it also yield results? Building a Sustainable Portfolio First things first, for the first time, you can go…

How to Decipher an ETF Name?: A Simple Guide by Gregory Krahmer | October 15, 2024 What’s The Name of The Passive Investing Game? The names of ETFs and funds may sound complicated at first glance, but this guide will help you decipher them. ETF means an Exchange-Traded Fund: “An investment vehicle that puts a group of securities into a fund. It can be traded like an individual stock on an exchange.” They have incredible names like: “iShares Core MSCI EM IMI UCITS ETF USD (Acc) (EUR)”. These cryptic names may look like hieroglyphs, but they’re usually based on simple…

MSCI vs FTSE: What is the difference between the two? G.R. Krahmer Brand awareness counts, and this applies just as much to the stock markets of London, New York, Paris and Milan as it does to the fashion houses. When ETF managers partner their products with an index provider, it is proof that they are choosing the big name. Look at the critical category of the developed world. The MSCI World index completely dominates the field: with 19 MSCI World ETFs (as of June 2023) versus two FTSE Developed World ETFs (excluding factor or sector tilts). MSCI is also the…